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This document sets out how we will deal with you in the provision of services for Credit Broking.
John Paul O’Leary T/A trueFleet is authorised and regulated by the Financial Conduct Authority (FCA).
We will at all times act in your best interests, we are a credit broker not a lender. We offer products and services from a panel of Leasing Companies and UK Vehicle Dealerships that are suitable to the requirements you disclose to us. When the preferred option has been agreed, we will provide you with information about the lease and the provider of this to ensure you understand your responsibilities and commitments, before proceeding.
Our aim is to provide you with a professional and confidential service that delivers the highest possible standards. However, there may be occasions where you feel this has not been achieved and should you wish to make a complaint about any aspect of the service we provide to you, you can do this by writing to: Mr Paul O’Leary, trueFleet, 50 Whinmoor Drive, Clayton West, Huddersfield, HD8 9QA or by telephoning us on 01484 866218 or email email@example.com
If you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service or the BVRLA.
A copy of our complaints procedure is available upon request or on our website www.truefleet.co.uk
We will not charge you any fee for this service as we receive a commission payment directly from the lender or dealer for business introductions. We will receive financial remuneration which may be variable or pre-set dependent on the product and the volume that we place with that organisation. The amounts that we receive may vary.
In line with new legislation, if you would like trueFleet to disclose any potential commission please make your request to our head office address by email at firstname.lastname@example.org or by telephone on: 01484 866218.
WHO REGULATES US?
John Paul O’Leary T/A trueFleet, 50 Whinmoor Drive, Clayton West, Huddersfield, HD8 9QA is authorised and regulated by the Financial Conduct Authority. Our FCA reference number (FRN) is 685852. Our permitted business is credit brokering and we act as an intermediary to a panel of lenders.
We are a leasing broker member of the British Vehicle Rental & Leasing Association (BVRLA), our membership number is 7029.
We are registered with the Information Commissioners Office for the purpose of Data Protection, our registration number is ZA009514.
You can check this on the Financial Services Register by visiting the FCA’s website at www.fca.org.uk or by contacting the FCA on 0800 111 6768.
When we provide services to you we will need to gather information about your personal circumstances. The information you provide to us will be subject to the Data Protection Act 1998 (the “Act”). By signing this document you consent to us or any company associated with us processing, both manually and by electronic means, your personal data for the purposes of providing advice, administration and management.
“Processing” includes obtaining, recording or holding information or data, transferring it to other companies associated with us, lenders or statutory, governmental or regulatory bodies for legitimate purposes including, where relevant, to solicitors and/or other debt collection agencies for debt collection purposes and carrying out operations on the information or data.
In order to provide services to you we may be required to pass your personal information to parties located outside of the European Economic Area (EEA) in countries that do not have Data Protection Laws equivalent to those in the UK. Where this is the case we will take reasonable steps to ensure the privacy of your information.
We may also contact you or pass your details to other companies associated with us to contact you (including by telephone) with details of any other similar products, promotions, or for related marketing purposes in which we think you may be interested.
The information provided may also contain sensitive personal data for the purposes of the Act, being information as to your physical or mental health or condition; the committing or alleged committing of any offence by you; any proceedings for an offence committed or alleged to have been committed by you, including the outcome or sentence in such proceedings; your political opinions; religious or similar beliefs; sexual life; or your membership of a Trade Union.
If at any time you wish us or any company associated with us to cease processing your personal data or sensitive personal data, or contacting you for marketing purposes, please contact The Data Protection Officer on 01484 866218 or in writing at trueFleet, 50 Whinmoor Drive, Clayton West, Huddersfield, HD8 9QA.
You may be assured that we and any company associated with us will treat all personal data and sensitive personal data as confidential and will not process it other than for a legitimate purpose. Steps will be taken to ensure that the information is accurate, kept up to date and not kept for longer than is necessary. Measures will also be taken to safeguard against unauthorised or unlawful processing and accidental loss or destruction or damage to the data.
Subject to certain exceptions, you are entitled to have access to your personal and sensitive personal data held by us. You may be charged a fee (subject to the statutory maximum) for supplying you with such data.